For Your Business

benefitsone understands every group is different. 

Finding an insurance advisor that understands your business and that has your best interest at heart can be difficult.  Unlike your typical insurance agent, benefitsone takes the time, upfront, to understand each and every client’s unique goals and circumstances.

  • We’ll perform a thorough review of your current benefit offering, company culture, benefit usage and overall goals.

  • Using sophisticated resources and tools, we will analyze and compare various contribution strategies to save your company money while keeping your employees best interests at heart.

  • We’ll incorporate cost-saving strategies such as wellness and voluntary benefit options to help enhance the benefit offering while keeping costs low.

  • We’ll leverage our long-term relationships with top-carriers, networks and other vendors to negotiate premiums, services and other advantages.

  • We assist with enrollment and implementation, claims or billing issues, new hires and terminations, healthcare reform and other compliance, and so much more!

  • We take a proactive approach to renewal to avoid premium increases and to assure your plan is meeting your needs.

When you work with us, you’ll benefit from our approach to designing and managing benefits programs.

For Your Employees

Being educated and supported by an expert insurance advisor empowers them to make wise decisions about their family’s health and is the best way to save money on health insurance. We’ll conduct employee enrollment meetings and provide ongoing assistance to your employees.

  • In person employee question & answer sessions.

  • Provide employees with access to tools and resources geared to help them maximize their benefits.

  • Provide ongoing communication on legislative updates, market trends, carrier changes and more.

When you work with us, your employees will have the most up to date technology and resources available at the click of a button. 

Administration & Service

We’ll make sure your plan is compliant and continues to meet your needs.

  • We’ll provide complementary access to ThinkHR & HR360, a trusted resource for HR Compliance.

  • We’ll provide ongoing assistance with claim issues, networks, benefits & pharmacy issues, carrier & billing issues.

  • We take a proactive approach to renewal to avoid premium increases and to assure your plan is meeting your needs.

When you work with us, we are working together with you, ensuring that your plan continues to run smoothly.

Full Summary of Services:

  • Provide guidance on requirements and notices
  • Summarize key compliance deadlines and delays
  • Email special alerts when requirements change
  • Provide annual checklist for each year’s requirements
  • Review current plans and level of satisfaction
  • Determine key person’s objectives
  • Collect census
  • Analyze available carriers and plans
  • Evaluate and compare plans inside and outside of the Health Insurance Exchange
  • Confirm that key person’s physicians are in proposed network
  • Explain requirements for group coverage
  • Identify acceptable waivers
  • Review participation requirements
  • Assemble group application, which defines the terms of the plan
  • Include eligibility rules supplied by group with the application
  • Collect enrollments completed by each employee, defining the employee’s status and named dependents
  • Install the plan upon acceptance by the carrier(s)
  • Provide data, consultation, and support to complete Wrap Summary Plan Description and Wrap Plan Document to comply with ERISA requirements
  • Provide distribution guidelines for Wrap SPDs
  • Be available to respond to questions regarding the plan, claims and eligibility
  • Keep clients ahead of the curve by notifying them of changes to the law regarding issues that will directly impact their businesses
  • Provide HR and benefits monthly newsletter and online HR library
  • Provide summary of major required health plan notices
  • Provide customer support throughout the plan year related to matters such as enrollment changes, claims and insurance I.D. cards
  • Provide support when COBRA issues come up (or mini-COBRA needs, depending on your state)
  • Provide support at open enrollment time, including explaining choices and assisting enrollment
  • Provide explanation of renewal
  • Design plan alternatives in line with budget and priorities