The old adage "an ounce of prevention is worth a pound of cure" rings truer than ever in today's world. While reactive healthcare plays a crucial role in treating illness, a growing emphasis is being placed on the power of health prevention and wellness. Investing in preventive measures and promoting overall well-being isn't just about [...]
This is the first of a two-part series. One of the challenges we wrote about in The Big Book of HR, 10th Anniversary edition, was child care insecurity. In the aftermath of the COVID-19 pandemic, the spotlight continues to shine on the dysfunction of the child-care system in this country. It is a system characterized [...]
Life Insurance at Work: Your Guide to Voluntary Coverage We all juggle life’s different responsibilities, and ensuring our loved ones are financially secure in case of our passing should be a top priority. Life insurance offers a safety net but typically the amount of coverage included as a standard company-paid life insurance policy isn’t enough [...]
Overview Mental health includes emotional, psychological, and social well-being. It is more than the absence of a mental illness—it’s essential to your overall health and quality of life. Self-care can play a role in maintaining your mental health and help support your treatment and recovery if you have a mental illness. How can I take [...]
Mental health isn’t just the absence of illness. It’s a continuum ranging from severe symptoms such as panic attacks and major depression to excellent mental strength and well-being. Sometimes you’re not ill, but you aren’t well either – and you need help. If you’re feeling down about work or a problem in your life and [...]
A health plan is more than a product or service; it’s a relationship. All productive and healthy relationships—especially in the benefits space—rely on trust. When an employer extends trust in a broker or insurance carrier to purchase something as critical as healthcare—for people as critical as their workers and families—we’re obligated to raise all factors [...]
What is AI? Artificial intelligence (better known as AI) is an umbrella term for a machine’s ability to make predictions, recommendations, decisions, and perform other tasks that would normally require human intelligence. Generative AI models, for instance, can create text, image, audio, and video in response to user prompts. ChatGPT is a kind of generative [...]
Running a business is exciting, but it also comes with responsibilities. One crucial responsibility is ensuring you have proper health insurance coverage. But for business owners, there can be a hidden gap in coverage – one you might not even realize exists. This gap arises from the interplay between workers' compensation and health insurance. Workers' [...]
No matter whether it is anticipated or unexpected, a hospital stay is expensive. According to HealthCare.gov, the average 3-day hospital stay in the United States costs around $30,000. Health insurance will cover some of the costs if you are admitted to the hospital, but you may have other out-of-pocket costs. Hospital Indemnity Insurance can help [...]
Free and low-cost employee benefits are perks that don't cost you much financially. These perks are often simple to provide and help enhance an existing employee benefits package. Including non-traditional benefits in a job offer shows employees your values; they’re a promise to both current and potential employees that you’ll support them and treat them [...]
